US Healthcare Costs Quiz: Are You Shock-Proof?

By Danielle Goldsmith
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  • Questions: 10
  • Last Updated: 24 Sep, 2025
  • Attempts: 2
  • liked by 100%
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America pays more for healthcare than any other advanced nation, but many families cannot afford routine treatment. Insurance lingo such as "deductibles," "co-pays," and "out-of-network" charges bewilder even highly educated patients, leaving them with staggering surprise bills. Amidst the arguments over Medicare, Medicaid, and private plans always in the news, Americans need a clear grasp of how the system actually operates. This quiz dismantles the essentials of the United States' costs of healthcare, structures of insurance, and why America's system is not only innovative but also exasperatingly costly.

Which part of Medicare covers hospital stays?

  • Part A

  • Part B

  • Part C

  • Part D

ACA is short for?

  • Affordable Care Act

  • American Care Agency

  • Advanced Clinical Access

  • Annual Coverage Act

Which healthcare program covers seniors over 65?

  • Medicaid

  • CHIP

  • Medicare

  • COBRA

The US spends about what percentage of GDP on healthcare?

  • 5%

  • 10%

  • 25%

  • 17%

What is a deductible?

  • Monthly premium

  • Out-of-pocket before insurance pays

  • Hospital discount

  • Government subsidy

What are “out-of-pocket maximums”?

  • Lifetime earnings cap

  • Highest deductible

  • Hospital profit limit

  • Max you pay yearly

Which US state first tried universal health insurance?

  • Texas

  • Florida

  • Massachusetts

  • Ohio

What is a co-pay?

  • Fixed fee per visit

  • Annual tax refund

  • Employer contribution

  • Pharmacy discount

Surprise medical bills often come from?

  • In-network providers

  • Primary care doctors

  • Urgent care centers

  • Out-of-network providers

Which type of insurance has the lowest monthly premiums but higher deductibles?

  • HMO

  • PPO

  • High-deductible plan

  • Medicare Advantage

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