Healthcare Insurance Quiz: Do You Know Your Rights?

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  • Questions: 10
  • Last Updated: 18 Sep, 2025
  • Attempts: 1
  • liked by 100%
Let's Start this Quiz

In America, health coverage and health insurance are synonymous. But coverage is a tricky thing premiums, copays, deductibles, and networks can be a headache. And your rights as a patient emergency coverage, coverage for pre-existing conditions or mental health can save you money and stress. We're testing your knowledge this time to determine if you even grasp how coverage for health works in America.

What are “out-of-pocket costs” in health insurance?

  • Monthly premium fee

  • Bills you pay yourself

  • Government health aid

  • Employer contributions

Which group gets coverage under CHIP?

  • Elderly

  • Children

  • Veterans

  • Nurses

What is a co-pay?

  • Extra tax

  • Fixed fee per visit

  • Insurance discount

  • Annual bonus

What does the Affordable Care Act (ACA) aim to do?

  • Expand insurance coverage

  • Lower prescription costs

  • Reduce hospital stays

  • Limit medical research

What does “in-network doctor” mean?

  • Works in big city

  • Approved by insurance

  • Free for all

  • Government only

What is a health insurance premium?

  • Yearly tax

  • Monthly payment

  • Hospital fee

  • Emergency cost

What is a deductible?

  • Free service

  • Fixed monthly fee

  • Amount paid before insurance

  • Doctor’s salary

Which U.S. program covers seniors over 65?

  • Medicaid

  • Medicare

  • CHIP

  • Private plan

Which program supports low-income families?

  • Medicaid

  • Medicare

  • VA care

  • Blue Cross

What card do you usually show before medical care in the U.S.?

  • Credit card

  • Library card 

  • ID card

  • Insurance card

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